What counts as a CGT event

Sale is the CGT event most investors think about, but it's not the only one. Transferring a property into a trust or company, adding or removing a co-owner, or a property being compulsorily acquired can all count as a disposal for CGT purposes, even without a traditional sale.

Each event needs the same underlying number: your cost base, which is what you paid plus eligible costs of buying, holding and improving the property. BrickTrack tracks that cost base from settlement, so whichever event applies, the figure it feeds into is already current rather than something you're reconstructing from old paperwork.

See how the 50% CGT discount works for the concession most investors are asking about when they say "CGT," and talk to your accountant before any transfer or structure change — some of these events have consequences that are hard to unwind after the fact.