Is BrickTrack cheaper than Xero?

Up to 15 properties, yes, against any Xero plan: one property is free against $37 a month on Ignite, and ten are $22.50 a month. From 16 to 32 properties, BrickTrack costs more than Ignite but less than Grow at $78, so it depends on whether you outgrow Ignite's five bills a month. Xero also charges for each organisation, so a second entity doubles its cost.

My accountant uses Xero. Will they be able to work with BrickTrack?

Yes. You can invite them into BrickTrack, or send them the accountant pack, a PDF and spreadsheet with income, expenses, depreciation and loans by property for the financial year. BrickTrack doesn't export in Xero's format, so if your accountant wants the figures in a Xero file, they'll enter them from the pack.

Does BrickTrack have bank feeds like Xero?

No. Transactions come in from a CSV or Excel export of your bank account, and BrickTrack suggests a category for each line.

Yes. If a business or trust needs its books kept in Xero, keep them there and use BrickTrack for the property side: values, loans, equity, cash flow and the tax-time pack.

Compare

BrickTrack vs Xero for property investors

Xero is accounting software for running a business: invoicing, payroll, BAS and a full general ledger. BrickTrack is a property portfolio tracker built for investors who own rentals and don't run a business around them.

If you have a business, staff, GST to report or a trust your accountant keeps books for, Xero is the right tool and BrickTrack doesn't replace it. If you only use Xero to keep track of your rental properties, BrickTrack does that job with property reports, loan tracking and an accountant pack instead of a chart of accounts, and it costs less than any Xero plan up to 15 properties.

Your first property is free. No credit card required.

Which fits

Which one suits your portfolio

Choose Xero if

You run a business or a property trust that needs proper bookkeeping: invoices, bills, payroll, BAS lodgement, bank reconciliation, and an accountant who works in the same file.

Choose BrickTrack if

You own investment properties in your own name or a simple structure, you don't lodge BAS for them, and you want income, expenses, loans and tax-time figures per property without learning double-entry accounting.

Pricing

What each costs

Xero charges per organisation, and each plan is a flat monthly price that doesn't change with the number of properties. Ignite is $37 a month but caps you at five bills a month; Grow is $78 a month with no cap. BrickTrack is free for your first property and $2.50 a month for each extra one.

Comparison of Xero and BrickTrack
Feature	Xero	BrickTrack
1 property	$37 a month on Ignite ($444 over a year)	Free
5 properties	$37 a month on Ignite, or $78 on Grow once you enter more than five bills a month	$10 a month ($120 over a year)
10 properties	$78 a month on Grow ($936 over a year), or $37 on Ignite if you stay within five bills a month	$22.50 a month ($270 over a year)
20 properties	$78 a month on Grow ($936 over a year), or $37 on Ignite if you stay within five bills a month	$47.50 a month ($570 over a year)

Xero prices include GST and are billed monthly. Each organisation needs its own plan, so properties held personally, in a trust and in a company are three subscriptions. The Grow rows assume you enter rates, strata, insurance and repairs as bills, which passes five a month at around ten properties. Introductory discounts aren't shown because they change often.

Features

Feature by feature

Comparison of Xero and BrickTrack
Feature	Xero	BrickTrack
Getting transactions in	Bank feeds, direct from the bank or through a data aggregator; some banks charge for the feed	CSV or Excel upload of your bank export, with a suggested category on each line
Rental income and expenses	Your own chart of accounts, with a tracking category holding one option per property	Rental income and expense categories built in, split by property from the start
Depreciation	A fixed asset register with book and tax depreciation and pooling	Depreciation and capital works figures carried into the accountant pack and myTax export
Loans and offset accounts	We found no loan or offset feature; a loan usually sits as a liability account	Each loan tracked against its property, with its offset account linked, feeding equity and LVR
More than one ownership structure	One organisation, and one subscription, per entity	Personal, family trust, unit trust, company and SMSF ownership in one account
Accountant access	Invite your accountant as a user at no charge	Invite your accountant, broker or buyer's agent; professionals get a client portal
Tax time	Reports, and a general ledger export as CSV or Excel for your accountant	An accountant pack (PDF and spreadsheet) and a myTax rental schedule per property
Invoicing, payroll and BAS	Yes, on every plan, with payroll headcount set by plan	No. BrickTrack doesn't do business bookkeeping.
Free option	30-day trial	One property free for as long as you want, no card

Xero rows come from xero.com/au and Xero Central, checked 25 September 2026. Check xero.com/au for the latest.

Switching

Moving your rentals out of Xero

Export each bank account's transactions from your bank as CSV or Excel. BrickTrack reads the columns and suggests a category for each line; you confirm them.
Enter each property once with its purchase price, date and ownership, and add the loans with their offset accounts.
Upload your depreciation schedule and settlement statements as documents; the accountant pack draws on them.
If your accountant keeps the books in Xero for a business or trust, keep that file. BrickTrack can sit beside it for the property side.
Your first property is free, so you can move one across and compare the accountant pack with your Xero reports before you move the rest.

FAQ

Questions worth asking before you switch

Not if the properties are all you're tracking. Xero is built for businesses, so it's the right choice when you also run a business, employ staff or lodge BAS. For rentals held in your own name, the ATO wants income and expenses per property at tax time, and a property tracker gets you there without a general ledger.

Sources and when we checked

Xero AU pricing, checked 25 September 2026
Xero AU pricing plan limits, checked 25 September 2026
Xero FAQ: multiple organisations, checked 25 September 2026
Xero tracking categories, checked 25 September 2026
Xero fixed assets, checked 25 September 2026
Xero bank feeds, checked 25 September 2026
BrickTrack pricing, checked 25 September 2026

Start with one property, free.

There's no trial clock. Add a property, upload a bank export and see the accountant pack before you decide anything.

Your first property. No credit card required.