Example portfolio · sample data
Made-up figures for three properties. Yours would come from your bank export.
Portfolio value
$2,210,000
$14Kthis month
Total equity
$742,000
$14Kthis month
Action items 2
Portfolio value
$2,210,000
Total equity
$742,000
Properties
3
Net cash flow, 12 months
-$23,910
Solid line is value, dashed line is equity. Sample figures.
Rent in, less loan interest and running costs. Sample figures.
Estimated refund
$9,955
A sample estimate for a $120,000 salary. It is not your tax position.
24 Banksia Avenue
Preston VIC 3072
$905,000
$385,000 equity
8/62 Marine Parade
Southport QLD 4215
$560,000
$164,000 equity
17 Jacaranda Close
Mayfield NSW 2304
$745,000
$193,000 equity
- 24 Banksia Avenue, Preston, VIC 3072
- 8/62 Marine Parade, Southport, QLD 4215
- 17 Jacaranda Close, Mayfield, NSW 2304
Which properties are paying their way
Twelve months of rent, interest and running costs for each property, next to its equity and LVR.
- Sample
24 Banksia Avenue
Preston VIC 3072
Net result · 12 months
-$11,454
Equity
$385,000
LVR
57.5%
Income
$28,080
- Sample
8/62 Marine Parade
Southport QLD 4215
Net result · 12 months
-$4,397
Equity
$164,000
LVR
70.7%
Income
$27,040
- Sample
17 Jacaranda Close
Mayfield NSW 2304
Net result · 12 months
-$8,059
Equity
$193,000
LVR
74.1%
Income
$32,240
| Property | Value | Loan | Equity | LVR | Cash · 12 months |
|---|---|---|---|---|---|
| 24 Banksia Avenue | $905,000 | $520,000 | $385,000 | 57.5% | -$11,454 |
| 8/62 Marine Parade | $560,000 | $396,000 | $164,000 | 70.7% | -$4,397 |
| 17 Jacaranda Close | $745,000 | $552,000 | $193,000 | 74.1% | -$8,059 |
| Total | $2,210,000 | $1,468,000 | $742,000 | 66.4% | -$23,910 |
At tax time
Each property's share of the year's rental result, and whether it keeps negative gearing after 1 July 2027.
- Keeps negative gearing
24 Banksia Avenue
Contracted 8 Mar 2019
- Keeps negative gearing
8/62 Marine Parade
Contracted 21 Nov 2022
- Keeps negative gearing
17 Jacaranda Close
Contracted 30 Jul 2024
Coming up
A fixed rate about to roll over, and the next fortnight of rent and repayments.
Fixed rate ends
- In 47 days
24 Banksia Avenue
CommBank · Fixed at 6.20% until 14 Dec 2026
Broker reviews to schedule
No review is recorded, or the last review was more than a year ago.
24 Banksia Avenue
CommBank · $520,000
Last review recorded 28 Aug 2025
8/62 Marine Parade
Westpac · $396,000
No review recorded
- 30 OctRent due24 Banksia Avenue+$540
- 31 OctRent due8/62 Marine Parade+$520
- 1 NovCommBank repayment24 Banksia Avenue-$2,687
- 1 NovRent due17 Jacaranda Close+$620
- 4 NovWestpac repayment8/62 Marine Parade-$2,046
4 more events
Where it's heading
Projected equity over the years ahead, how one property compares with the other two, and where the year's money went.
In 25 years · 5.0% annual growth
Gross yield
3.1%
Below your median · Lowest of your three properties
Annual cash flow
-$11,454
Below your median · Lowest of your three properties
Current value
$905K
Highest of your three properties. Higher isn't better here, just higher.
Yield and cash flow use each property's weekly rent. Three properties is too few for a percentile, so these are rankings. Sample figures.
- Interest on loans$91,020 81.8%
- Property agent fees$6,950 6.2%
- Council rates$5,400 4.9%
- Insurance$3,900 3.5%
- Strata$2,400 2.2%
- Repairs$1,600 1.4%
- Total outflow
- $111,270
- Rental income
- $87,360
- Funded from other sources
- $23,910
Before you buy the next one
Free calculators that work without an account.
- Stamp duty calculatorEstimate transfer duty, foreign-buyer surcharges, and concessions for any Australian state.
- Deal analyserScore a purchase on yield, cash flow, and total costs before you make an offer.
- Cash flow projectionProject weekly cash flow and equity growth across the years ahead.
- Interest-only vs P&ISee how interest-only versus principal & interest changes repayments and total cost.
- Borrowing power calculatorEstimate the loan a lender is likely to approve from your income, expenses and existing debts, tested at the APRA buffer.
- Rate rise calculatorSee what a rate rise adds to your repayments each week, and the rent rise that would cover it.
Track your own portfolio like this.
Drop in your bank export and BrickTrack sorts it by property, so these numbers are yours instead of ours.
Your first property. No credit card required.